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Mortgage Protection Insurance

An important step in arranging your mortgage is ensuring you carefully consider whether you have adequate protection in place for your mortgage.

A mortgage is a major financial commitment that still needs to be met in the event of a serious illness or death. 

Take a moment to consider your current level of life insurance. Think about the following:

  • How would your mortgage be repaid in the event of your death or if you suffer a serious illness or injury?
  • What protection do you currently have?
  • If you don't have adequate protection, are you willing to accept the consequences?
  • If you are self employed, consider whether you have appropriate measures in place to protect your business assets.

When did you last review your risk insurances? You have an obligation to yourself and your loved ones to consider these questions and decide how best to protect yourself and your mortgage.

Mortgage protection can provide peace of mind by helping protect you, your partner, your family and your home if you die prematurely or get seriously ill. It helps provide dignity, control and choice in stressful times.

It is very important you don't confuse Mortgage Protection Insurance with Lender's Mortgage Insurance which is designed to protect the lender. Lender's Mortgage Insurance will NOT protect you.

We can help you with Mortgage Protection Insurance. In fact at your loan interview we will discuss Mortgage Protection Insurance with you and ask you to acknowledge this discussion. As a result of the discussion we are able to:

  1. Arrange a policy for you on the spot with 1 month free premiums
  2. Arrange for one of our insurance specialist colleagues to call you and discuss your options
  3. Provide you with some additional information for you to take home and think about.  

 Contact us for a personalized quote or more general information on mortgage protection insurance.