Sutherland Shire's mortgages, home loans, business loans & refinancing experts.

More than just a mortgage broker, Shire First Mortgages is a firm of specialist mortgage advisers and planners for all mortgages, mortgage loans, home loans, business loans, refinances, leasing,personal loans investment loans, first home buyers, reverse mortgages, fixed & variable interest rate loans. Shire First Mortgages are professional mortgage planners and advisers as well as mortgage managers.

Shire First Mortgages is located in Gymea in the Sutherland Shire, south of Sydney.  Our role as your mortgage professional is to guide you through the mortgage process ensuring all your needs and options are considered.
If you are researching your finance options, everyone will be advertising the best deal. But what they may omit to tell you about are the hidden costs, or just as importantly how to structure your loans to suit your ongoing and future needs. We have access to many lenders and will be able to guide you through your decision if you are thinking about your finance options right now. Don’t do it on your own. By using Shire First Mortgages as your mortgage professional you will have a specialist dedicated to looking after your interest and act as your advocate when negotiating the best deal with the lender of your choice.
We hope you will find the information on our website informative and helpful in your search for finance.

See What Our Customers Say

We had heard great comments from other people that had used Shire First Mortgages and found  you to be very professional and helpful. Information given to us was explained in an understandable manner. You were quite happy to meet us when and where suitable. Word of mouth was excellent!

Phil & Regina, Helensburgh December 2012


Latest News

28/04/2017 - 13:06

A lot has changed in the investment lending market over the past 12 months. Reviews by several government departments have placed caps on the amount banks can lend to investors in an attempt to slow down housing prices. The effect of these restrictions has been large increses in investor interest rates across the board as banks look for ways to minimize their exposure to investment lending. Some banks will no longer accept applications to refinance investment properties. At this stage with higher rates being a natural deterrant for borrowers most bank's are choosing to go down this path rather than shutting down investment lending all together. A halt to investment lending could well be an option for those banks who cannot keep their investor portfolios under the Government imposed cap.

Interest only loans for both investors and owner occupiers have also come under scrutiny with pressure on banks to restrict the amount of interest only loans as part of their responsible lending obligations. Again the banks have chosen pricing as a deterrent with increases occuring in the market at the moment.

For more information on how this impacts your situation please give our office a call to speak to one of our specialists.